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Please address liabiltiy issue. We want to know if 16 year old owning and driving only their own car in their name will provide adult parents with protection from being sued if 16year old is in an accident. Which we all know is a high probability due to inexperience in 1st year of driving. So we are looking for best advice to protect parents and limit their liability.
Very Helpful information. Please address whether the car/policy being in the 16 year old name only or if car is owned by parent and 16 year old is just added to this policy which offers best liability protection for parents? or does it not matter? This is the specific question that we are trying to solve. The info on umbrella policy addition is helpful to know. :)
Thank you! That is specifically what we were needing answered. Our Ma insurance agent is pushing us to have everything in our 16 year olds name only with her own policy telling us it will decrease our liablilty. This however appears untrue.
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