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That collection agency was contacting people and recording calls without telling them they were doing so and they got sued over it.
If you return the form you can get debt forgiveness up to a certain point and possibly some extra cash at some point.
Unless you intend to sue them yourself in an individual lawsuit then there is really no reason not to send it back and it may mean some extra money.
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so its not something i should worry about or if i dont want to do anything about it would it be a problem
No, you don't have to worry about it and you don't have to do anything about it if you don't want to.
if i have a bad credit would they ever take me to court or it just be a bad credit on my credit report
They could take you to court. They don't usually butthey could.
can they put me i jail for my bad credit
No. You can't go to jail for bad credit.
thanks a lot u made me feel better i was worried, because i do have bad credit
You won't go to jail.
You're welcome, best wishes to you.
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