Hello and welcome.
I am sorry to hear of your difficult situation. Hopefully, you were not injured in the accident.
Please note: (1) this is general information, not legal advice; and (2) my function is to give you honest information and not necessarily to tell you what you wish to hear. There may be a delay between your follow ups and my replies as I review your responses and prepare your answer.
You are dealing with the other driver's insurer and not your own at this point?
My insurance company wants to pay me Blue Book Value for my vehicle. What they offered to pay was a low brow insult to the work and effort it took me to finally be able to own my own car, my biggest goals i wanted to accomplish is to not have any more vehicle payments, or have a vehicle that belonged to a bank, which I accomplished. I get the feeling that my insurance company wants me to regress back to acquiring more car loans and spend more money than i have to, I am relying on the other insurance at this point, though inconclusive. I don't believe that I should be slapped in the face with such a low value when the accident was not even my fault.
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