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Richard, Attorney
Category: Legal
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Experience:  Attorney with 29 years of experience.
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My ex-husband cosigned on a loan for our son for his college

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My ex-husband cosigned on a loan for our son for his college tuition (he is 33 and goes to school at night). He stopped going to school, filed bankruptcy, got a divorce, and has stopped making the payments to the bank, so naturally they are demanding payment from my ex-husband.
He just got remarried to a woman who has her own home, though I imagine she has a mortgage, and I don't know if he has a job or not. Is there any way that a lien can be laced of on his new wife's house? Or garnish her wages?They currently live in Ohio.
Welcome! My goal is to do my very best to understand your situation and to provide a full and complete answer for you.

Good morning. This is considered his debt, not hers. So, the government cannot take his new wife's house or garnish his new wife's wages because she has no liability for this debt. If they have a joint bank account or other joint brokerage accounts, because both names are XXXXX XXXXX account, those would be at risk. But, otherwise, her sole and separate assets are not going to be at risk for debt for which she has no liability.

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