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I called my local bank manager on the 16th and told him I was fililng
a Chapter 11 bankruptcy. On the 17th I sent emails to the bank manager and the attorney representing the bank, who had sent me notice of the bank's plan to auction the property on the 18th, indicating that I was filing the Chapter 11 petition by mail that day. On the 17th I mailed the petition by overnight delivery to the Court Clerk of the Bankruptcy Court. On the 18th the bank (as part of non-judicial foreclosure) auctioned the property in question to itself. Will the Court rule that I was too late in filing and refuse to hear the Chapter 11 case?
What about if it was filed on the same day and the auction and foreclosure notice were defective in that they included property that does not belong to me but to the Homeowners Association of the subdivision and I had previously provided proof of the error?