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1) Yes, the insurance company (Federated) of the driver at fault is the one I'm dealing with as far as the settlement and lien payment to my work comp. Also my work comp company (Traveller's) is involved...just for clarity.
2) They ticketed the person who caused the accident to happen, which is in turn the company who is dealing with me. (Federated)
1 more thing to add about what I should ballpark as a "fair" settlement:
My total bill for Medical: $4590
My Total car loss and compensation was: $6,918.77
Only missed 1 day of work.
Pain and suffering over 30 days (if that means anything)
Ok I guess that other question did not make it into the queue. I will make it brief as possible.
I am most likely, going to seek legal counsel in this.
Right now, should I even deal with the insurance adjuster directly and respond to her saying that I am not ok with this settlement..and leave it at that? How would you advise going about that, what should I say and sound professional?
In my previous response, I was stating that the insurance adjuster thus far was very fair in what they gave me for the total loss of my car and was actually really nice to me and handled all things promptly and professionally (I was actually very surprised at how well she treated me) We happened to find a common ground in that we grew up in the same hometown, and had a couple semi personal conversations. I hope that doesn't bite me in the ass at some point. Maybe this was just tactics on her end so I wouldn't get a lawyer. I didn't exactly get fooled...but I'm a sucker for nice people.
Regardless of that, should I have any worries about a lawyer going after my work comp people as well? This is the main reason why I didn't want to seek legal counsel to begin with. Of course that concerns me.
This should be the last of my questions...you have been a great help thus far.
Couldn't find a way to say thank you...besides giving you an excellent service Rating.
So I just want to formally thank you. Your advice has really made my decision clear on what direction to take next.
If I were to think of another question regarding this case, how would I ask you that...and how long do I have to do so?
Thank you again Ely,
Again, my pleasure. You can always come back to this thread anytime - no end date.
I truly appreciate your knowledge and advice.
Keep up the great work. I will let you know what comes about in the end of this...or if I reach a snag, I'll reach out to you again.
Enjoy the rest of the day or early evening if you are on the east side of the country.
I guess the last question I'd like to ask is:
Because I went in for 1 treatment almost immediately prior to my accident...should that have any negative impacts on my case? The accident definitely could have made my pinched nerve worse, thus my need for extra medical attention. Could this be the insurance company's reasoning for such a low settlement or should it even matter?
This will be the last question for the evening sir! I believe I am all clear thus far.
(ignore - edit)
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