I have a mortgage, and would like to put it in his name.
If you have a mortgage, there are two separate documents that you may want to consider.
As to the mortgage, you cannot simply "put it in his name". To add his name to the mortgage, you would need to complete a refinancing of the loan. This could be accomplished either with your current lender or with a new lender. Either way, he would need to provide his personal information for a credit check to determine whether they consider him worthy of being on the loan. Assuming you would remain on the loan either way, my speculation is that he would be approved.
The other document is the deed. If you want to clearly establish that he has a legal interest in the property, you could fill out a quit claim deed. This document would be filed with the clerk of the court and would give him an equal interest in the home.
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what if I want to just put the house in his name and I will be financially responsible. I just want the house in his name. I will still make the payments.
Giving him the house does not eliminate your responsibility on the mortgage. If you want him to be responsible for the mortgage, he would need to put that in his name as well.
How would I go about giving him the house, would I need to have certain documents notorized
The quit claim deed that I detailed above would accomplish that goal. You can get one from your clerk of court, just fill it out, sign and notarize it and then give it back to the clerk.
So doing the quit claim He will own the house and I will be responsible for the mortgage left on the house. Thank you for your time and patience with me. I appreciate your answers thank you I will do that on Monday.
That's correct, the quit claim provides him ownership and you would still be responsible for the mortgage.
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