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Your union disability benefits are outlined in your summary plan that you should have received when you first joined the Union. It is the contract which states how the Union will pay disability. Many unions do require a vesting period before a person is eligible to draw disability, and five years would correspond to federal law. However, you would need to look at your actual Union plan to make sure that is what it says. I would suggest taking your contract to a local attorney who can quickly review it for you. It should take them only 30 minutes to tell you how your disability eligibility
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