this is what is says:
Total cash price $300,599.46
Cash deposit $20,000.00
total down payment $60,000.00
remaining balance due $280,599.46
However, now that we are approved they are saying that they do not give customers $20k to drive off their lot with an RV that is worth $400k! Well, like I said, previously that is not my problem. The sales manager said he would ask if he could do some kind of military discount due my husband is also a purple heart receipient. He asked, I send him a copy of his certificate. Which, I did. They called the next day and said, we got a manufacturer rebate of $20,000.00. Well, they submitted my loan amount for $300, 599.46. There's a balance of $20k!
The "cash deposit" is the $20k "manufacturer rebate" they said they got my husband for him being a purple heart recipient.
No, their not saying we owe them $20k. The buyer's order says $280,599.46 and the bank is sending them a check for $300,599.46.
No confusion!! There's a credit of $20k
But, you can't receive a check in the amount more than what your selling and stay with the credit. Also, the salesman is saying if this deal goes through he is going to lose his job.
I know! I used to work in the credit world, banks and finance company right before my husband was injured in Iraq & had to quit my job to take care of him. That's why when the finance manager was telling me "alot of who shot john BS, I asked her to send me the paperwork she submitted on our behalf."
Then, to add insult to injury, they tell me they need tax returns for the last two years and I told them my husband is 100% medically retired from the military due his combat injuries and therefore, his income is tax exempt and the IRS told us we don't file taxes. Well, they wanted a letter.
They said, the application will be put on hold until they receive notice from the IRS. I said, No problem! We call the IRS and they fax us the verification of non-filing and it still wasn't good enough!
The IRS guy that was helping us, we so pissed, he told us to file a complaint with our Congressman and maybe they will educate themselves on federal tax law and credit before accusing someone of not paying taxes.
This has been such a nightmare!!! Horrible experience to say the least. We have never been denied a loan. We also, don't make purchases we can't afford. However, this isn't a purchase for leisure. It's a necessity and it took us months to find what we need. And trust me that it was not easy.
My husband says, the "f" with it. And has every right to. Especially, with how they treated us. But, I can't just do that. I would have took my business elsewhere if I could and trust that I tried. The only other RV we found similar to that one was in North Carolina and they needed us to go pick up.
It's hard, when your husband/partner is injured. And we have 3 kids.
Ya, more paperwork it looks like! Ya, I know and that's what's so frustrating. My husband was blown up by an IED while on a convoy in Mosul, Iraq. He was 31. Has a Traumatic Brain Injury from it, PTSD, his back and knees need surgery, obstructive sleep apnea...
the list goes on and on...and you would think they would have a little more respect for them. Nope! Obviously, not at all. To make it worse we are 5 minutes from Fort Carson. We have so many soldiers that have been injured and medically retired, stay in this area and this is how they are treated. Total DisgusT!!
Not good. He has lots of anxiety, especially in crowds. Places he doesn't know. Depression. Headaches, Cognitive dysfunction.
When he was active duty we were sent to Louisiana and he did HBOT. Hyper Baric Oxygen Treatment. It helped a little bit. But, he regressed. We just received a call 2 days ago and he was offered a second round of HBOT up in Boulder. and thought perfect timing, because we would have the new RV. Ya..
Thank you, XXXXX XXXXX look into that. He's been inpatient at VA Polytrauma Center, and the PTSD program. But, I guess it's like they say, it may get a little better but it will never go away. We recently, went to church the day before Easter. Man, I felt so peaceful when we left. We hadn't been since 2006.
So, the attorney general is the best way to go? I just feel like they spit in our face and said the hell with you..
Yes, it will. That's why he says "f"it. Ok, well, it was nice chatting with you. I appreciate your time.
Have a good night and hope you feel better. We also eat more healthy and cook with coconut oil. you can buy it at Costco. and I think that has also, helped him alot.
Your welcome! Thank you, XXXXX XXXXX
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