Have Legal Questions? Ask a Lawyer Now.
I dont understand. I don't know where where these charges are coming from. I am divorced and I asked my Ex-Husband if he knew, he couldn't remember. I would I try and pay off something that I don't recall ever having. I would have have thought that Capital One would have said something to me since I just finished paying a Car loan that I had with them. Paid it on time since my Divorce, as well. This letter is dated 2/27/13 and they state that I must contact their office within the next 30 days to take advantage of this settlement offer.
How can I take advantage of something if I don't know what it is? I did'nt respond to them
Sorry, I'm not completely satisfied with this answer because I think maybe the first thing that I should do is dispute the accuracy of this Judgement, especially being such a large amount to make sure that it's nothing fraudulent. Also, maybe send a certified letter inquiring about the "original contract" where I entered into agreement ( Signature).
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).