I dont understand. I don't know where where these charges are coming from. I am divorced and I asked my Ex-Husband if he knew, he couldn't remember. I would I try and pay off something that I don't recall ever having. I would have have thought that Capital One would have said something to me since I just finished paying a Car loan that I had with them. Paid it on time since my Divorce, as well. This letter is dated 2/27/13 and they state that I must contact their office within the next 30 days to take advantage of this settlement offer.
How can I take advantage of something if I don't know what it is? I did'nt respond to them
Sorry, I'm not completely satisfied with this answer because I think maybe the first thing that I should do is dispute the accuracy of this Judgement, especially being such a large amount to make sure that it's nothing fraudulent. Also, maybe send a certified letter inquiring about the "original contract" where I entered into agreement ( Signature).
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