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Right now if you can stay current your credit will remain fairly good. If you start getting more and more behind these show up on your credit report and impact your credit score. The fewer bad credit entries the better off your overall score will be. If you can complete the DIL without other credit issues this is going to be better than completing a DIL with a number of late pays on your credit record.
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This communication does not establish an attorney-client relationship.Information provided here is not legal advice. Rather it is simply general information.