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Has your insurer had any input on the case, please?
State Farm has deemed the vehicle a total loss, and since I had GAP insurance as well as financing through State Farm Bank, the vehicle has been taken by them, the loan has been paid off and I received approximately $4000 as settlement, which included the subtraction of a $500 deductible. My questions regarding the University and a claim against them involve the reimbursement of the $500 deductible, the cost of the hotel stay to attend to my daughter's crisis, the contents of the vehicle, which were not covered in the insurance policy and any reimbursement for the time and effort that this issue has taken from us.
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That's a very handy general resource, but here are some more specific thoughts as pertains to your specific dilemma.
Having carefully read and considered everything you posted, here is what I would recommend based on the information you have shared. I would have your case screened on the merits by a criminal law trial attorney. To help folks in this online venue, I am required to follow site rules including refraining from accepting cases and/or making direct referrals to named attorneys. However, I can tell you where I would turn were I in your very shoes. Toward that end, my very next step would be to take advantage of the resources of the non-profit, American Bar Association accredited, National Board of Trial Advocacy Division of the National Board of Legal Specialty Certification. Here is a listing of all such Board Certified Criminal Trial Advocates practicing in your jurisdiction (please just click the following link):
It's a very short and manageable list, which I would suggest you keep for future reference. These practitioners would be considered by many of their peers to represent the "cream of the crop", so to speak. Now, there are certainly many highly capable folks not mentioned on that list, as well, but for the most reliable source, that would be my personal pick.
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