Have Legal Questions? Ask a Lawyer Now.
yes he has 24 hour household care and has been diagnosed with Alzeimer 3 years ago.
just to calrify - the court never made the determination that he is incompetent - but the doctor's diagnosed him with mental disorder
Dear XXXXX,Thank you for your follow up.If the neighbor that causes flooding, was not adjudicated incompetent by the court than this neighbor would be personally responsible for any damages that are caused due to his negligence, if such neighbor does not have proper insurance to cover the damages.The co-op owner who has homeowner's insurance, can in fact file a claim with his insurance company for the flood damages and then the insurance company will subrogate such claim, by filing a lawsuit against the neighbor who has causes the damage.I wish you the best of luck!
thank you. So the doctor's statement that the patient has severe case of alzeimer would not help in this case --right?
In reality --- would the insurance company go after the alzeimer patient?
The co-op owner can only go after the alzeimer patient for the deductable on the owner insurance policy, but not on potential increase in the insurance premium because of the claim -- right?
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).