Login|Contact Us
Question and Answer

Legal

Ask a Lawyer, Get an Answer ASAP!

  • Ask A Question
  • Browse Answers
  • Meet The Experts
  • How JustAnswer Works

Is it legal for a bank to add a third name to joint bank account

 
Tina's Avatar
  • Answered by:Tina
  • Lawyer
  • Positive Feedback: 98.0 %
  • Accepted Answers: 7457
Verified Expert
in Legal

Recent Feedback

Positive
Tried to help me, gave me further link to continue my search, only negative, and...
Positive
I want to thank Tina personally for her expert and expedient advice. There was...
Positive
fast, easy to understand information
Positive
Have Reeceived full refund
Positive
Very Good and Fast with an answer I could live with! Many Many Thanks!
Positive
Thank you again.
Positive
Quick and efficient.

Customer Question

Is it legal for a bank to add a third name to joint bank account without having one of the holders of the joint bank account sign off on it?

 

Optional Information:
Country relating to Question: United States
State (if USA): Massachusetts

Submitted: 47 days and 19 hours ago.
Category: Legal
Value: $40
Status: CLOSED
Picture
Expert:  Tina replied 47 days and 18 hours ago.

Hello and welcome.

I am sorry to hear of your difficult situation. My goal is to provide you with excellent service. First, I have some questions for you so I can determine what information to provide you.


Do you know why the bank added a third person to the account? What type of account are you referring to?

Customer replied 47 days and 18 hours ago.


My father had my sister added to a savings account we were both holding together.

Picture
Expert:  Tina replied 47 days and 18 hours ago.

I see. Thank you for the additional information, Michael.

If your father is one of the account holders and did provide consent to add your sister to the account, that would typically be enough for the bank to lawfully add your sister to the account. The bank would normally require written consent from at least one of the account holders and your sister would typically be required to sign a signature card and account agreement before she would be authorized to use the account, but the facts you have provided do not suggest anything improper was done.

If you do not wish to share the account with your father and sister, you could typically be free, as an account holder, to withdraw funds from the current account and open an individual account.

 

I hope this helps clarify the situation for you.

It has been my pleasure to assist you. Kindly remember to rate my answer when our communication is completed so I will be compensated for my time in providing you with the information you requested. If you feel the need to provide a low rating, please stop and reply to me via the REPLY or CONTINUE CONVERSATION button with whatever issue or clarification you may need. I will be happy to continue further and assist you until I am able to explain your concern to your satisfaction. Please also remember that I cannot control whether the law is favorable to you or not, so please don’t shoot the messenger. Thank you and all the best to you in 2013.

Tina

Please feel free to bookmark the following link so you can request me to answer any future legal questions you may have:

http://www.justanswer.com/law/expert-tina/

Tina41329.8044642361

 
Tweet

10 Lawyers are Online Right Now

Ask Your Question Now
Legal Questions Date Submitted
hello again. I need some additional input concerning how best 4/10/2013
Hello I helped my boyfriend financially to clear up some 4/10/2013
I have been employed for 16 years with a major Mass based co 4/10/2013
I was injured at work in a fall from a piece of heavy eqipment3/21/13. 4/10/2013
im being sued by a person from paypal. She sold a conterfeit 4/10/2013
Today when I attempted to file my taxes, I was surprised to 4/10/2013
I have an LLC which currently, in addition to the services 4/10/2013
I went to the hospital because I overdosed on Advil. All I 4/10/2013
My 17 year old daughter has a friend that will be graduating 4/10/2013
I signed a Roofer's General Contractor's Insurance Claim Assistance 4/10/2013
RSS
Next 10 >
Ask A Lawyer
Type Your Legal Question Here...
characters left:

Top Legal Experts

See More Lawyers

In The News

Nbc
Washington Post
New York Times
Cnn
Learn More

How It Works

  • Ask an Expert
  • Get a Professional Answer
  • Ask Followup Questions
  • 100% Satisfaction Guarantee
Learn More
 
 
 

Recent Articles in Legal

  • Quit Claim Deed Related Questions
  • Warranty Deed Questions
  • Zoning Law Questions
  • Credit Report Questions
  • Automatic Stay Questions
  • Gender Discrimination Questions
  • Insanity Defense Questions
  • Arson Questions
  • Bait and Switch Questions
  • Mortgage Fraud Questions
All Legal Articles
 
 
 
close
Find Expert answers related to your question.
Sign up using email
We will never post anything without your permission.
Already have an account? Sign in

Ask a Lawyer

Get a Professional Answer. 100% Satisfaction Guaranteed.
191 Lawyers are Online Now
Type Your Legal Question Here...
characters left:

DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.

The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).

Truste
Contact Us | Terms of Service | Privacy & Security | About Us
© 2003-2013 JustAnswer LLC