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No I have never been sued for collection of this debt, have never recieved any paper work for court judgment. The debt went into collections, never any further. It was for an unpaid student loan.
I knew that but what I was asking was...does the collector have to notify me BEFORE taking the funds that they are going to take funds if they are not already paid?
Ok. The original creditor of this student loan sent me a letter last year in May stating that the debt was paid in full...about 6 months later their collection agency sent me a bill saying I still owed for that. Not sure what to do about that...if I can do anything at all.
Great information. I will do that. Hopefully it's not too late. Thank you for your time and advice.