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Thank you for your question.
Although I have not seen your insurance policy, it seems to me that the policy would cover repair bills for equipment that was submitted to be repaired during the term of the policy, regardless of the fact that the bill for the repairs came after the term of the policy ended.
Did you submit the invoice to your prior insurance carrier and demand payment?
Are you saying that the business which was conducting the repairs also issued you the insurance policy in the first place?
In other words ThedaCare waited until your insurance expired to return the machine to you. I think you have an argument that the insurance should have covered the bill and that they are acting in bad faith by waiting until the policy expired to return the machine to you.
This will be your defense. You will need to bring your insurance policy to the court on your hearing date and explain to the judge that ThedaCare is trying to breach their insurance policy. You should also file a counter-claim against ThedaCare for this breach. You do this by using the following two forms: http://wicourts.gov/formdisplay/SC-5200.pdf?formNumber=SC-5200&formType=Form&formatId=2&language=en
You will be claiming the amount of the repairs as your damages for breach of the insurance policy.
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