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Thanks for your question.
The judgment from the small claims court was active against you immediately when it was issued. So that means you have had this judgment on the record against you for the past three years.
A judgment is not self enforcing though. The person or business that obtained the judgment against you must act on it. That means that they must file requests with the court to garnish your bank account or seize any of your assets to satisfy the court. You do not receive notice of these ahead of time.
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