How JustAnswer Works:

  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.

Ask Lucy, Esq. Your Own Question

Lucy, Esq.
Lucy, Esq., Attorney
Category: Legal
Satisfied Customers: 24977
Experience:  Lawyer
Type Your Legal Question Here...
Lucy, Esq. is online now
A new question is answered every 9 seconds

I am being sued for something I have no idea of, under a married

Resolved Question:

I am being sued for something I have no idea of, under a married name, which I've not used since divorce in 1991. When I received a letter demanding payment for undisclosed services/goods a few months ago, I thought it was a scam and now I'm being sued! What do I need to do now? Thank you.
Submitted: 3 years ago.
Category: Legal
Expert:  Lucy, Esq. replied 3 years ago.

My name is XXXXX XXXXX I'd be happy to answer your questions today. I'm sorry to hear that this has happened.
When do they say that the debt was originally incurred? What type of debt is it?
Customer: replied 3 years ago.

Velocity Investments GE Money Bank. I don't know what type of debt/

It would have been prior to August 1991, when I divorced and no longer used the last name. I have received no bills, etc, until the letter for payment of ??? a short time ago, and now this court doc.


I really thought the letter was a scam of some kind, because they did not tell me even so much as what the charge was for!


The x husband was not a man of integrity and I wonder if he used my name for something.

Expert:  Lucy, Esq. replied 3 years ago.
Thank you.

First, you do have to respond to the Summons and Complaint, to avoid having a default judgment entered against you. That means filing an Answer, explaining that (1) They have named the wrong person in the Complaint, (2) You do not owe any debt, and (3) that the relevant statute of limitations has expired.

To respond to a Complaint, a person must admit or deny each of the allegations individually, or state that he lacks sufficient information to admit or deny the allegations. Because of the amount of time that has passed, you may not have enough information to answer any of the allegations. That's OK - you can just say as much. Here is a sample of what an Answer might look like.

The statute of limitations is a complete defense to a lawsuit. In Arizona, the statute of limitations for breach of contract is six years from the date that the debt was incurred, or that a payment was made by the borrower. If you have had no communication about the debt since 1991, it is far too late to collect from you now.

Also, if the Complaint does not provide sufficient information for you to even figure out what the debt is, you can file a Motion for a More Definite Statement, asking for information regarding the debt, or a Motion to Dismiss for Failure to State a Claim, asking that the judge simply enter judgment in your favor. Just keep in mind that the judge can always order them to amend the Complaint to be more specific.

You may also want to check your divorce decree, to see if this particular debt is mentioned, and if it made you or your ex responsible. A court retains the ability to enforce a divorce decree, so you may be able to bring your ex in as a party, if his name was on the account, or get a judgment against him if you wind up being required to pay anything (which seems unlikely).

If you have any questions at all about what I've written, please reply so that I may address them. It's important to me that you are 100% satisfied with the service I provide. Otherwise, please rate my service at 3-5 faces/stars so that I get credit for helping you today. Thank you.
Customer: replied 3 years ago.

In replying to the court, can I write a letter, or do I need to use a legal form? Thank you

Expert:  Lucy, Esq. replied 3 years ago.
It's not a letter - the Answer follows the same basic format as the Complaint. There isn't a specific form that is required (although you can call your county courthouse to see if they have one that you can use), but you do need the legal heading that is on the Complaint.
The end should also include a certificate of service, which is your way of telling the court that you gave a copy of your response to the opposing party. Here is the example provided by the courts.$file/cert+svc.pdf
Lucy, Esq., Attorney
Category: Legal
Satisfied Customers: 24977
Experience: Lawyer
Lucy, Esq. and 6 other Legal Specialists are ready to help you

JustAnswer in the News:

Ask-a-doc Web sites: If you've got a quick question, you can try to get an answer from sites that say they have various specialists on hand to give quick answers... seen a spike since October in legal questions from readers about layoffs, unemployment and severance.
Web sites like
...leave nothing to chance.
Traffic on JustAnswer rose 14 percent...and had nearly 400,000 page views in 30 days...inquiries related to stress, high blood pressure, drinking and heart pain jumped 33 percent.
Tory Johnson, GMA Workplace Contributor, discusses work-from-home jobs, such as JustAnswer in which verified Experts answer people’s questions.
I will tell you that...the things you have to go through to be an Expert are quite rigorous.

What Customers are Saying:

  • Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises! Gary B. Edmond, OK
< Previous | Next >
  • Mr. Kaplun clearly had an exceptional understanding of the issue and was able to explain it concisely. I would recommend JustAnswer to anyone. Great service that lives up to its promises! Gary B. Edmond, OK
  • My Expert was fast and seemed to have the answer to my taser question at the tips of her fingers. Communication was excellent. I left feeling confident in her answer. Eric Redwood City, CA
  • I am very pleased with JustAnswer as a place to go for divorce or criminal law knowledge and insight. Michael Wichita, KS
  • PaulMJD helped me with questions I had regarding an urgent legal matter. His answers were excellent. Three H. Houston, TX
  • Anne was extremely helpful. Her information put me in the right direction for action that kept me legal, possible saving me a ton of money in the future. Thank you again, Anne!! Elaine Atlanta, GA
  • It worked great. I had the facts and I presented them to my ex-landlord and she folded and returned my deposit. The 50 bucks I spent with you solved my problem. Tony Apopka, FL
  • Not only did he answer my Michigan divorce question but was also able to help me out with it, too. I have since won my legal case on this matter and thank you so much for it. Lee Michigan

Meet The Experts:

  • Tina



    Satisfied Customers:

    JD, BBA Over 25 years legal and business experience.
< Last | Next >
  • Tina's Avatar



    Satisfied Customers:

    JD, BBA Over 25 years legal and business experience.
  • Ely's Avatar


    Counselor at Law

    Satisfied Customers:

    Private practice with focus on family, criminal, PI, consumer protection, and business consultation.
  • JPEsq's Avatar



    Satisfied Customers:

    Experience as general attorney, in house counsel, SSDI, Family Law attorney, and law professor
  • Law Educator, Esq.'s Avatar

    Law Educator, Esq.


    Satisfied Customers:

    JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law
  • FiveStarLaw's Avatar



    Satisfied Customers:

    25 years of experience helping people like you.
  • Guillermo J. Senmartin, Esq.'s Avatar

    Guillermo J. Senmartin, Esq.


    Satisfied Customers:

    7+ years of experience handling various legal matters.
  • Dimitry K., Esq.'s Avatar

    Dimitry K., Esq.


    Satisfied Customers:

    Multiple jurisdictions, specialize in business/contract disputes, estate creation and administration.