Good Common Sense Advice, hard to find round these parts lol title="Wink"/>, thanks
To follow up, being that I live in North Carolina and I was the sole driver who caused property damaged, more than likely, I will be found at fault for this accident. Thus far, I have contacted both my credit card and insurance company and have faxed thus far, copies of the rental agreement and the claim # for collision damage to the rental vehicle. My insurance told me they will contact the rental car company to see if there is any additional liability coverage from their parent insurance company (Elco) since my property damages exceed my policy limits (25k). I have not made any recorded statements to any parties thus far.
I think I'm handling this the right way, trying to fix the property damage with every resource at my disposal while my lawyer handles the criminal side of the house (only have a failure to decrease speed charge on my ticket, Thank God). As of now, I'm going to doctor's appointments and I am scheduled to speak with a legal advisor at the hospital I'm visiting next week. As far as I know, according to the police, my insurance company, and my fuzzy memory, no one was injured, just property damage.
Should I hire a litigation attorney to speak on my behalf to my insurance company (they are playing hard-ball with me right now) or simply comply with my insurance company? It's really hard to tell whether or not they are on my side or are simply trying to close the case and stick me with some bill. Your advice would be much appreciated. Thanks!
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).