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first of all I shouldnt have said "my wife" she and I have lived together since November 2002, I think of her as my wife since its been over 10 years.
Now to your question, this was on a Capital One Credit card and the origional amount was just a little over $3000.00. The reason she did stop paying on the card was her ex husband stopped paying her child support.
What I cant understand since this was entered in the court on 5/20/2008 why did it take them so long to find her. and why she was never served any paperwork notifying her of any court dates or thay were seeking any money from her.
No, she hasnt gone to the court house, since the first she heard anything of this was last Tuesday ( 11-27-12). She gets paid twice a month and they want 25% taken out of each check, which makes it impossible for us to pay our rent or buy food, utilities ect.
The last time she made any payment on the credit card was early 2003.
She just looked at a copy of her credit report of 8/4/2009 it lists Capital One date closed 12/2006, "charged off as bad debt"
I want to thank you for all the help you have given us in this matter... you are a "God send".
You have given us a lot of information that we can work with...
Again thank you so much.... hope you have a Marry Christmas and may you have the Happest of New Years