*This chat is not intended as legal advice. It is general information that may or may not apply to your situation and should not be relied upon.*
Thanks for using JustAnswer. My name is XXXXX XXXXX I will do whatever I can to answer your questions!
Don't Forget that the deposit you placed to ask this question is not used to compensate me until you rate my service ! Please Remember that when you are asked to give a rating, you are rating My Service and not this website itself or the law .
why is the sheriff attempting to sell your property
i owe some money from credit card,
a bankruptcy would stop the attachment. Have you consider this option
no, how much does it usually cost to file? how long does it take to be active? there was a judgement againts me.
The moment the bankruptcy is filed, all collection action must stop
this includes collection on judgments
the costs depends upon the type of bankruptcy that you file
and many other factors however
typically costs began at about $1500 for attorney's fees
can you give me ball park? which is better 7 or 13?
what do i need to file?
Which bankruptcy is better depends upon many factors.
A Chapter 7 bankruptcy could discharge (erase) all of your unsecured debt such as credit cards, judgments and personal loans. It would be an opportunity for a fresh financial start. However, you may have to surrender assets, if any, that exceed your exemption.
A Chapter 13 bankruptcy is a repayment plan for an individual. It may require that you repay some of your unsecured credit card debt over a 3 -5 year period. However, you may retain assets that exceed your exemption.
Here are the exemptions for Pennsylvania:http://www.bankruptcyinformation.com/PA_exemp.htm
Many bankruptcy attorneys will offer of free initial consultation
I suggest that you make is whether with a local bankruptcy attorney
can they sell my wifes car? the tiltle has both of our name, i owe $7,000, but now they want $13,000+
If the judgment is in your name alone, they cannot force the sale of the car titled in both your name and your wife's name
just me alone..but are they gonna attempt tho?
Yes they may –
I suggest that you retain a local attorney.Here is a link to a free site that may assist you in locating competent legal counsel: www.Martindale.com
are sure 'bout this? I'm just worried bout my wifes car that she use for work.
it is called a tenancy by the entireties exemption from creditors
I wish you the best during this difficult time
please ask for me directly if I can assist you in the future
is this applicable in PA?
yes it is – all of my answers applied to Pennsylvania
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).