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why is the sheriff attempting to sell your property
i owe some money from credit card,
a bankruptcy would stop the attachment. Have you consider this option
no, how much does it usually cost to file? how long does it take to be active? there was a judgement againts me.
The moment the bankruptcy is filed, all collection action must stop
this includes collection on judgments
the costs depends upon the type of bankruptcy that you file
and many other factors however
typically costs began at about $1500 for attorney's fees
can you give me ball park? which is better 7 or 13?
what do i need to file?
Which bankruptcy is better depends upon many factors.
A Chapter 7 bankruptcy could discharge (erase) all of your unsecured debt such as credit cards, judgments and personal loans. It would be an opportunity for a fresh financial start. However, you may have to surrender assets, if any, that exceed your exemption.
A Chapter 13 bankruptcy is a repayment plan for an individual. It may require that you repay some of your unsecured credit card debt over a 3 -5 year period. However, you may retain assets that exceed your exemption.
Here are the exemptions for Pennsylvania:http://www.bankruptcyinformation.com/PA_exemp.htm
Many bankruptcy attorneys will offer of free initial consultation
I suggest that you make is whether with a local bankruptcy attorney
can they sell my wifes car? the tiltle has both of our name, i owe $7,000, but now they want $13,000+
If the judgment is in your name alone, they cannot force the sale of the car titled in both your name and your wife's name
just me alone..but are they gonna attempt tho?
Yes they may –
I suggest that you retain a local attorney.Here is a link to a free site that may assist you in locating competent legal counsel: www.Martindale.com
are sure 'bout this? I'm just worried bout my wifes car that she use for work.
it is called a tenancy by the entireties exemption from creditors
I wish you the best during this difficult time
please ask for me directly if I can assist you in the future
is this applicable in PA?
yes it is – all of my answers applied to Pennsylvania