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Judgments can be renewed so that they last more than 10 years. If the creditor renewed the judgment properly, then yes, the judgment is still enforceable.
Once a judgment has been renewed, it cannot be renewed again until at least 5 years later. But make sure it is renewed at least every 10 years or it will expire.
When the judgment is renewed, the interest that has accrued will be added to the principal amount owing. From that point on you are entitled to interest on the accrued interest.
well the judgment is aganst me for 18,000.00 How would I know it was renewed.. the Judgement letter and order says 1999
I was no notified of a renewal of this debt. It has not been listed or is it listed on my credit report either
So if you want to contest the judgment, you can file a Motion to extinguish the judgment.
how o I do that? is there a form? I was not notified of any renewal nor was my employer
Then you can bring the facts before a judge and let him/her determine if the process was followed correctly.
do I respond to the levy Officer?
Let me see if I can find a form. If not, you'll have to go to a local attorney to represent you.
You can respond and say the judgment was not renewed and that you received no notice, but it isn't within the levy officer's jurisdiction to extinguish the judgment.
Ok does the Statute of Limitations play any part in their decison?
Yes, it will play a huge part in the judge's decision. It is everything.
well Humor me with this question: why would a court even send out a wage order that is 13 years old?
Check the court records to find out if a judgment has been renewed. If your creditor has renewed the judgment he will do so at the court where the judgment was first issued. Visit the court and give the court clerk information about the case such as your name, name of the creditor and the date when the judgment was issued. The clerk will provide you with any records and new information concerning the judgment.
They wouldn't unless it was renewed or just missed the date and made a mistake.
Ok I will do that.. they should have copies of signaturs of Certified letters to either me or my employer to back up the renewal shouldnt they?
and how long do they have to renew after the initial Judgment? 10 Years?
Yes, they will. Yes, it goes another 10 years.
Ok well my first point of action is the court.... and its best to go to the court and not call correct?
It is up to you, but usually it is better to be there in person yes.
Ok thank you very much
You are very welcome! Have a good night and good luck! Please accept so that I can continue to help others.
where is accept?
There should be a green accept button that you can click to accept.
I see a submit button but not an accept button
Try clicking that. Is there a place you can rate my answer?
yes sir thats the submit button it is green
I believe that is it then.
Happy ThanksGiving to you Sir
Thank you and to you as well!