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Good morning. What is the amount of the judgment, which the party is looking to enforce? Has the defendant refused to pay?
The judgement is for $2,700 against me personally and another against my small business which is incorporated. I was quoted the cost of $2,800 by local attorneys to defend this, I did not. I do not have that much available to pay the judgement, what do I do, what kind of actions of collection am I subject to???
Normally, if a party fails to pay, the plaintiff will first go after there wages and try to garnish them. If they are unable to, the next step would be go to after any assets and place a lien on them, to secure the judgment, knowing that if and when they are sold, they would get paid. It is highly unlikely that for a judgment of $2700, that the Judge would allow a forced sale of any property, so a lien or garnishment is the likely outcome, unless of course you can work something out to settle the amount owed, for less.
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If I am successful in ultimately negotiating a settlement price, what should I ask for to show that it's paid, is there anything I should ask to be filed with the courts showing it's paid? Is there anything I should ask for saying the paid amount is settlement in full?