How JustAnswer Works:
  • Ask an Expert
    Experts are full of valuable knowledge and are ready to help with any question. Credentials confirmed by a Fortune 500 verification firm.
  • Get a Professional Answer
    Via email, text message, or notification as you wait on our site.
    Ask follow up questions if you need to.
  • 100% Satisfaction Guarantee
    Rate the answer you receive.
Ask Lawrence D. Gorin Your Own Question
Lawrence D. Gorin
Lawrence D. Gorin, Lawyer.
Category: Legal
Satisfied Customers: 1544
Experience:  30+ years of legal expertise. Informed, knowledgeable, helpful.
8848811
Type Your Legal Question Here...
Lawrence D. Gorin is online now
A new question is answered every 9 seconds

My bank account was seized by a debt collector. The account

Customer Question

My bank account was seized by a debt collector. The account is in my name and my elderly mothers, It is all her money. What recourse do I have
Submitted: 4 years ago.
Category: Legal
Expert:  Lawrence D. Gorin replied 4 years ago.
ANSWER:
Under the laws of most states, when a creditor garnishes a debtor's bank account that is jointly owned by the debtor and another person (such as the account owner's elderly mother) and all the money in the account belongs to (and can be "traced" to) the other account owner, the other account owner ( your elderly mother in this case) can file with the court a Claim of Exemption. The process is a bit complicated and your mother would be well-advised to confer with a debtor's rights lawyer in your local area to assist in the procedure.

===========
Be sure to "rate" the answer. That's the only way I get paid for the time and expertise expended in responding to your inquiry. Thanks in advance.

Related Legal Questions