if a judgement on an unsecured promissory note is granted by the court in nevada, what can they come after. i now live and work in california, i rent, am self employed/ ladd services a single owner operator, my wife has a full time job, we have very little money, we make payts on her car, would it be smart to file a bk, we have some furniture, clothing, and some business equipment, not much else
Country relating to Question: United StatesState (if USA): NevadaWhat have you tried so far?: signed up with you
Hello,.If you have a judgment against you in Nevada, then the creditor would have to "domesticate" the judgment in CA before they could pursue collection efforts there. They do this by filing a copy of the judgment with the local court and then the CA courts will enforce the judgement and any collection efforts. .In CA the creditor can garnish wages up to 25%, levy on bank accounts and also have the sheriff seize and sell any non-exempt property. Typically one vehicle is exempt assuming that there is little or no equity in it. Things like clothing, household furnishings and furniture, and "tools of a trade" (i.e. business equipment) are also exempt..For a complete list of all the state and federal exemptions, see the Judicial Council list of exemptions (EJ-155). The Judicial Council publishes a list of the current Ca Civ Pro § 704.010 et seq. exemption dollar amounts (as well as the § 703.140(b) exemption dollar amounts, along with the effective date. [Ca Civ Pro § 703.150(d)].
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