Praise the Lord & good morning:My brother-in-law has been staying with me and my wife. He ran into my house with his car. His insurance company wants a recorded statement from me concerning his living arrangements, to decide weather or not they are going to pay the claim. What are my requirements concerning this and if they do not pay the claim what is my recourse?Thank you & have a blessed dayMadison Jones
Country relating to Question: United States
State (if USA): Georgia
I have not given them a recorded statement.
They are obligated to cover the claim regardless. The only issue that I can see is that they are trying to determine whether you can file a claim with your homeowner's insurance company. But regardless, they are obligated to pay the claim, and if they do not, your brother in law can sue them for bad faith and breach of contract (although to recover money, you would need to file a lawsuit against your brother in law, thus obligating his insurance company to step in and defend him).
10+years of experience in all matters of civil litigation and Hearing Officer/Arbitrator
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