You can certainly try and settle the case yourself. There is a good book at http://lessonsinlaw.com/the-guerrilla-guides-to-the-law/ (it's called the Guerrilla Guide to Settling Your Car Wreck case or something like that) which explains a lot about how the settlement process works and has a lot of information that isn't available many other places. It also explains how to not do anything that will mess up your case if you hire a lawyer later.

There are really no limits that you need to worry about other than the limits of the driver's insurance policy.


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