*This chat is not intended as legal advice. It is general information that may or may not apply to your situation and should not be relied upon.*


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Hello,

My name is XXXXX XXXXX X'X be happy to provide you with information today.

I am a licensed attorney but I am not your attorney. The law does not allow me to provide legal advice or form an attorney-client relationship on this public forum.

If at any time the information which I provide is not clear to you or does not fully answer your question, please ask me for clarification by using the reply button.

As you know, if you do not respond timely, a default can be entered against you.

You will need to copy the caption from your complaint. Instead of "Complaint" put the word "Answer".

The following may be used as a guide:
ANSWER
1. I admit allegation # (your name) of the complaint.
2. I deny each and every allegation contained in numbers x-xy in the Complaint.
Affirmative Defense
1. you can list your defenses here

Send the original to the court and a copy to the attorney for the creditor

I think this is what you wanted to know. Please let me know if I have answered your question or whether you would like further information


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