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I certainly understand your situation. It is very common these days for the lender/plaintiff to want the rental income, for a property that is in foreclosure. If it is ordered by the court, the tenant would have to pay them the rent directly. The reason they do this, is because the lender knows the owner is putting the money in their pocket and not paying their mortgage. Even if this is granted, the owner would still have to pay taxes and insurance. Often times, an owner will not pay these to begin with, if the home is in foreclosure, since they know the home will be lost anyways, so they do not want to invest/pay the money, when they have no need to care for the home, if it is foreclosed on. The plaintiff would have to start by serving the owner with a summons and complaint, putting them on notice that a cause of action has been filed against them. The defendant would need to file a response and raise any legal defenses they may have. Notice of all hearings would need to be sent to the defendant/owner, throughout the entire foreclosure process.
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