HiPaul, this sounds like alot to go through. I am listed on the timeshare with my girlfriend, she is listed first & I who make the monthly payments is listed second. I called the company that we bought the timeshare from & asked about removing her name from the deed. They said that they couldn't do it & that I would have to get an outside person or lawyer! Is this correct? I'll do anything just to get out of this timeshare, can't take dealing with it anymore. She has perfect credit, and I, who used to have the same but came under some serious financial problems several years ago, no longer does. As a matter of fact, I stopped making payments to all my creditors, which I have been receiving collection & delinquent notices ever since. I have never filed bankruptcy either. I was thinking that if I had her name removed from the contract, I could just stop making payments to them & have it end that way. Let me know if there are other ways to get out of it? Mario
Country relating to Question: United States
You can remove her name without an attorney by using a quit claim deed which she would have to sign to remove her name from the deed. You can get a quit claim deed blank from the recorder of deeds office where the timeshare is located. The problem is your removal or her removal from the deed does not remove you from any financial contracts you have signed. A bankruptcy would allow you to get out of the timeshare by including the timeshare in your bankruptcy. However, other than a bankruptcy, you would need her to refinance in her name only to get off of the contract and a quit claim deed can be used to remove either of you from the deed.
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Hi Paul, you mentioned a quit claim deed blank from the recorder? Ok, I had a rough going about 5 years ago. I had very good credit, but when I lost my job I let all my bills go unpaid, & as it stands now, I haven't made any payments on my accounts in those 5 years. I haven't filed bankruptcy either. I have been getting collection notices ever since. Since my credit is all screwed up, what I want to do is since she has excellent credit, just get her off the deed. Then I will just stop making my monthly payment for the timeshare. I just want to get out of it anyway I can!
Bankruptcy would be a good move as well it would relieve you of all of those debts. A quit claim deed is something the parties can sign to remove or add names to the deed, you make the changes, both sign and have it notarized and file it back with the land records office. The recorder of deeds has blank copies, we cannot provide copies because of copyright law issues with this site.
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