Welcome! My goal is to do my very best to understand your situation and to provide a full and complete answer for you.

Good afternoon. Your unemployment income is exempt from garnishment so you don't have to worry about this. You can go to the hearing and simply tell the judge you have no assets and no income (other than your unemployment income which is exempt). Thus, even though the creditor may get a judgment against you, you have nothing that they can garnish, levy or attach.

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