I have to go to court Monday for a lawsuit from a credit card company. The only money I make is unemployment from the state and that is $294.00 every 2 weeks. Is there a way I can get out of this and what would I tell the Judge? I don't want to loose my state money and I do not make any other money since I do not have a job.
Country relating to Question: United States
State (if USA): Illinois
I started paying a bankruptcy attorney, but they need $800.00 more which I do not have at this time. They said to ask the judge for a continuance.
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Good afternoon. Your unemployment income is exempt from garnishment so you don't have to worry about this. You can go to the hearing and simply tell the judge you have no assets and no income (other than your unemployment income which is exempt). Thus, even though the creditor may get a judgment against you, you have nothing that they can garnish, levy or attach.
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