I am from New Jersey and I had a judgement for $5,000 with Liberty Mutual. My drivers license and registraion is suspended because Liberty Mutual filed with DMV a warrant of satisfaction. I want to know if this is legal?
Country relating to Question: United States
State (if USA): New Jersey
I wanted to speak to the lawyers of Liberty Mutual but it is holiday. I will tell them that I could pay the 5,000 on installment.
Welcome and thank you for your question!Please clarify: is the judgment the result of an auto accident?Am I correct to assume that the judgment has not been paid yet?
I had an accident in 2003 but it was not my fault, it was the other party's fault. We had our car fixed and Liberty Mutual paid directly to the shop fixing our car. Then Liberty Mutual claimed that they also sent a check directly to us to pay for the same repair of our car. This check, we never knew about, but since at that time I was new in this country and was in my late 20's, I just signed and agreed what they want us to settle. A lot of things happened, then I went back to the Philippines and forgot all about this Liberty Mutual.
By the way, Liberty Mutual was our insurance and I am sure the other party has paid them.
No, we have not paid this judgement.
Thank you. A judgment is a very specific legal term. It can only exist if someone has been sued. Are you aware that you had been sued over this issue?
I was aware they filed a case against me and my sisters but we did not go to court and we called their lawyer and make that installment agreement.
Thank you. So, is your question, is it legal for your license and registration to be suspended until the judgment is paid off?
Yes I want to know if it is legal. Also, what other options do I have IF in case they will not agree on installment basis.
Thank you. Yes, it is a legal practice.Now, let me be very clear: this outcome does not exist for every court judgment that happens. It is only an outcome for judgments that result from auto accidents. It's a way to encourage people to get their judgments paid off.Separately, your only options are to (a) pay off the judgment balance in full, (b) file for bankruptcy and have the judgment discharged in bankruptcy.It has been my pleasure to assist you today with your information needs. It is my goal that you are satisfied. No expert can promise you an answer that is favorable to your circumstances. But I will do my very best to explain the legal principles that are related to the facts you’ve described so that you can better understand the “why” of things. What are your options now?If you wish to continue this conversation, click on the Continue Conversation link. If you are satisfied that I have answered your question, then please rate the answer with a four or a five so that I receive credit for assisting you. Positive ratings are the only way I receive credit for assisting you today.IF you feel the need to click either "Helped a little" or "I expected more," then do not rate me (not yet, anyway!). Instead, reply to me using the REPLY or CONTINUE CONVERSATION button. Specify what additional information you need and I will be happy to continue further and do everything I can to provide you with the service you seek. Thanks, ~~ J.B.
Explains legal matters based on 14+ years experience.
Thank you so much!
You are very welcome. Best wishes!
I'm just following up with you to see how everything is going. Do you still seek information from JustAnswer?Did you receive my earlier request for information?~~JB
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