I was trying to help a friend out because that person did not have an "I.D.". That person informed me that she had stocks in which she wanted to cash out and then have it wired to me. Then i would send it to her uncle who she lived with. The reason was because she didnt want her "uncle to know she had cashed your stocks to pay bills. To make a long story short. she said her broker needed my bank info and information to make certain I would receive it. Also my online bank acount username and password...password XXXXX security information ..phone number ..email and passoword ..with routing number and account info. SO I went to my bank and had an extension account added to receive funds. I received the wire transfer and now she wants it asap. ...through western union to her uncle... I kept questioning her and finnally got her to admit that there was no broker but a friend that was busy traveling sent it to her to help with bills. ..
Country relating to Question: United States
State (if USA): Arizona
Questioning the person and getting the person to admit she made the broker part up for it to sound legit and it was her asking for the info
Welcome! My goal is to do my very best to understand your situation and to provide a full and complete answer for you.
Good afternoon. So, have you sent her the money yet?
no i have not.
Thanks....Since I don't see a specific question, I'm going to opt out so you don't pay for a question you didn't ask. Take care.
the question i was asking was , What should I do?
I will be very happy to try and help you today!
Are any jurisdictions other than the Untied States involved here?
How much money (approximately) have you lost?
What do you hope to accomplish (your goal or objective)?
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This person lives in texas and i live in arizona. I personally have not lost any money out of this. Its the fact that she did not have a broker or shares as she said she did. The broker was to send a wire transfer to my account to give to her. But upon further questioning , she admitted that there was no broker and that she was the one that has my bank account info and sent it to a friend to wire me money to give to her. ...Now she wants the money asap and is very pushy . ... and she has my personal bank info .
Thanks for writing back so promptly.
Could you tell me what you are seeking here? For example, would you like to see this person criminally prosecuted? Since you provided your personal information voluntarily (it was not stolen), and am not seeking monetary damages, I am not quite sure what you hope to see happen.
Yes i did give my information to her voluntarily unknowingly... but she lied to me and impersonated a broker for my information . ...that is why i gave my information. ..otherwise i would have never given her my information. ..I thought I was talking to her broker when I gave my information. Isnt that Fraud ?
Thank you so much for this opportunity to try and be of service to you today.
Wisdom...compassion..empathy. These are more than words for me. They are my promise to you.
I am a licensed attorney and will do my best to provide you an honest and accurate answer to your important legal question.
QUESTION: "Isnt that fraud ?"
ANSWER: First of all, please allow me to take a moment and say that I am genuinely sorry for all you have been through with this ordeal. I mean every word of that, and I deeply regret the obvious serious obstacles occasioned by this situation. Here is how this works. Yes, fraud is the word, and others include material misrepresentation and inducement. In other words, the conduct you have described is entirely unacceptable and completely out of line. Absent monetary damages, civil Litigation will not be the way to go. That means if you want to address what took place, your next step would be to report it to law enforcement. Only you can make that decision, but it is the only way to seek justice. You did not deserve to be treated so shabbily, so I genuinely want to see things made right.
I truly hope all works out for you.
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Yes I understand what I need to do. I was wondering also what I should do with the money? Since she has my information fraudly and do not want to send it to her. What should be done with it? Then i will accept the answer
Hello again,Thanks for writing back -- good to hear from you.
You are quite welcome -- my pleasure to be of some service!
I will be glad to comment further -- please see below.
Many thanks for your future favorable rating of my answer -- greatly appreciated!
QUESTION: " I was wondering also what I should do with the money?"
ANSWER: Sure, very logical point, and apologies on my part for not better explaining. There are a couple of concepts in the law known as "entrustment" and "bailment". You did absolutely nothing to deserve the way you were treated, but the reality is that now you have the money in your care and custody. That makes it a delicate situation, so I can tell you exactly what I would do were I in your shoes. When you report the matter to law enforcement, offer them the money. That takes it out of your hands and you can rest easy. Also, if this person is prosecuted, the money may well represent material evidence, which should be properly preserved and a Chain of Custody maintained.
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