It is almost certain they are from a collection agency. Send them a letter by certified mail, return receipt requested, with the following language:

“Please be advised that I dispute the validity of this debt. Pursuant to the state and federal Fair Debt Collection Practices Act(s) I hereby instruct you to cease all communications with me regarding the alleged debt. Any further attempt by you to contact me will be construed as an intentional violation of the law.”

After they receive this letter they are no longer allowed to contact you except to tell you they are filing a lawsuit.


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