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Law Educator, Esq.
Law Educator, Esq., Attorney
Category: Legal
Satisfied Customers: 111550
Experience:  JA Mentor -Attorney Labor/employment, corporate, sports law, admiralty/maritime and civil rights law
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I was driving my friends car and was involved in an accident

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I live in California, I was driving my friends car and was involved in an accident which was not my fault. I have no license or insurance, my friend does have insurance coverage though. The rear bumper of my friends car is damaged, the other persons car was even more damaged. The other party accepted responsibility for the accident and the officer who arrived at the scene confirm that they were at fault thus did not fined me. I'm I still entitled to property damages? What kind of information will the other party's insurance require from me? What kind of consequences will this bring me or my friend? Will the other insurance still cover the damages to my friend's car although he wasn't driving? Thank you.
I am afraid that as an unlicensed driver, you have a problem and your friend's insurance may refuse to cover this accident and the other insurance may refuse to cover because of your unlicensed status. If the other insurance company driver was at fault, then you need to file your claim because the other driver is liable to the owner of the car for the damage to the car and to you for any injury you suffered. They are going to fight this as I said because you did not have a license, but generally the courts will still hold them liable where you were not at fault and this means if you have physical injury you will need an attorney to represent you for that. Your friend's insurance is coverage on the car itself so they will typically cover anything, they will just be arguing because you have no license.

As far as damage to your friend's car typically the two insurance companies will fight this out and the other insurance company will end up paying for the damages to the car.


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Customer: replied 4 years ago.
Hello Mr. PaulMJD,

Thank you for your response, I do want to clarify, should contact the other person's insurance or should my friend, since it was my friend's car? my friend already called his insurance to report the accident so they are now aware that I was driving his car and have no license.
Your friend needs to contact the other insurance company to file his claim since it is his car.
Customer: replied 4 years ago.
Thank you again!
will the insurance need to talk to me or require any information from me? or will they only need to talk to my friend and get his information?
Yes, the insurance adjuster will want a statement from you about the accident and you have to talk to them when they call.
Customer: replied 4 years ago.
Thank you again!
Thank you. Do not forget to leave great feedback.
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