A man on a Bicycle is traveling the wrong way on a one way road in Michigan and a motorvehiclist is backing out of the Driveway and the bike rider comes from around another vehicle and is struck. The police respond both parties decline to file a report despite the warning from the officer that there won't be any further chances. the biker gets in the car with his wife then decides to go to the ER calls the driver and asks her to put a claim in to her car insurance. Is the driver of the car still responsible even though the biker left the scene saying he was unijured and fine.
Optional Information: Country relating to Question: United States State (if USA): Michigan
Legally speaking, the bicyclist can file a claim and lawsuit against the motorist. The motorist should report the claim to her car insurance company and tell them that the cyclist reported no injuries and declined to file a police report. The motorist can then present evidence that the cyclist was not injured based on his statements and the notes of the attending officer (which can be subpoenaed if a lawsuit is filed.
Experience: 10+years of experience in all matters of civil litigation and Hearing Officer/Arbitrator