Welcome! Thank you for your question.

First, you should never just sit back and let a judgment be rendered against your mother or you. Also, unless your mother can appear on her own behalf, you will need to hire a lawyer to appear as it is unlikely that a judge will let you appear on "behalf" of your mother. Even if you are her guardian or Power of Attorney. This is because if you appear on her behalf you are representing her to the court and that is practicing law without a license.

However, please know that her social security check cannot be garnished to pay the past due debt. If that money is deposited into a bank account then they can take the money after it has been deposited into the bank account. However, they cannot get the money from social security directly from social security.

I cannot provide you with specific legal advise. I can provide you with general information about the law related to your question. My answer, and any information that you can find online, should not take the place of having a detailed consultation with a lawyer in your area to advise you regarding your specific issues.

When you review my initial response, please remember that I cannot guess what information you already know. I am answering the question(s) posed by you based upon my reading of your post and sometimes I can misunderstand or misinterpret your question. If I did not answer the question you thought you were asking, please rephrase your specific question.

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