Unfortunately, there is no statutory 3 day right to cancel this type of contract under Texas law. Thus, the right of cancellation is based solely on the contract agreed upon between the parties. If she produces a contract stating that there would be no cancellation, then I am afraid that you would be bound to that contract. Your option would be to negotiate the difference in price with her from what was offered on the internet, but legally I am afraid that is your sole option.

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The charge card company will not do a charge back until the charge hits the card and if the merchant produces an agreement stating that there would be no cancellations or refunds, then the card company will refuse to refund you the money and tell you this is a civil matter.