It has not increased. I applied for food stamps and they noticed I was married. I had alerted they and sent in all neccessary papers when I got married. I have been married for almost 4 years now. They gave that as an excuse. My husbands income last year was 21,000. He is self employed and his income varies greatly. 1227 spend down is over half of what we made. How do they expect a person to be able to pay that every month, when just the bills to survive take every bit of the money he makes. We don't live extravantly or beyond our means either. We have a 530. house payment and a 230. car payment and the rest is used up in fuel, utilities and food.
Unfortunately there is no way to get around the Medicaid deductible. Your marriage did in fact increase the household income and there is no way around that effecting your income for Medicaid eligibility other than divorce.
You do qualify for Medicare benefits because of your disability. You can apply for traditional Medicare. There will be some cost plus you will have to pay for a supplement. However, Medicare should be less than your Medicaid deductible. You apply for Medicare at the Social Security office or by calling. Here is the Medicare website: http://www.medicare.gov/default.aspx
I am cannot provide you with specific legal advice. I can provide you with general information about the law related to your inquiry. My answer, and any information that you can find online, should not take the place of having a detailed consultation with a lawyer in your area to advise you regarding your specific issues.
I hope you find my response helpful, please click on the ACCEPT button. This is necessary for me to be paid for my work assisting you. Clicking Accept will not close your question. You can still ask, and I will respond, to follow-up questions if needed. Leaving a bonus and positive feedback is not required but they are appreciated!
When you review my initial response, please remember that I cannot guess what information you may already know unless you tell me. I am answering the question(s) posed by you based upon my reading of your post and sometimes I can misunderstand or misinterpret your question. If I did not answer the question you thought you were asking, please rephrase your specific question.
Sometimes the law does not support what you would like it to support. It is my job to give you an understanding of the state of the law, not just tell you what you want to hear. I ask that you respect that fact that you received an accurate account of the law by clicking Accept and giving me positive feedback.
There can also be a delay of an hour or more between my responses to your follow up questions because I may be helping other customers or have stepped away.
Finally, I appreciate repeat customers. You can request me by beginning your question with "Dear John..."
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).