She thought the insurance company was paying 80% of $160/session. After I terminated my care with her, she then realized they had only paid 80% of what they considered a reasonable fee, which was, I believe, about $90/session.
Why she wasn't aware of this during the time I was seeing her I do not know. She obviously was not keeping accurate of clear finacial records.
She is now billing me for the difference between those two amounts.
I need to contact the insurance company and get an accounting from them. However, if I show them the actual accounting of what was billed to me, they will realize that she was submitting bills to them in a different amount than she was actually charging me .. in an attempt to have them reimburse a larger amount than they had agreed to. I am wondering if this was unethical, or even illegal of her.
To restate .. she was misrepresenting her bills when submitting them to the insurance company in an attempt to have them pay a larger portion than they had agreed to.
I of course am rather dismayed to be presented with a bill of this amount after the fact when I was giving her all that the insurance company was paying, and I was paying her a huge copay .. which amount she never clarified.