I'd be happy to answer your question.
Are you there?
I see you have entered the chat. I don't see a response, but I need to know whether you were working for an employer at the time of the wreck?
Workers compensation only applies to employees that are injured while on the job. So I'm afraid that there isn't any coverage for you there.
You need to make sure you file claims under your Uninsured Motorist insurance for the medical bills
Also, you need to check to make sure you file a Personal Injury Protection claim with your insurance company as well.
my passenger is active duty military how does this work out for them...they had an xray but it showed no injuries
Same deal. If he wasn't on the job while in the vehicle and driving for his employer, no workers compensation.
However, your insurance policy should cover the injured passengers medical bills too.
Any indication why the insurance company is taking so long to settle the claim?
Seems like an awful long time for them to sit on it.
Are you still there?
It seems you might have stepped away. I'm going to switch this over to Q&A format. You can still respond to me and I can still answer further questions on this topic, it simply will be in a different format.
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).