What are my rights regarding a Loan Company that discusses my account inforamtion with my spouse without my permission? Can I take leagal action?
Country relating to Question: United States
State (if USA): Louisiana
Just to be sure:
Is it an individual account or joint account?
Have you ever authorized them in the past to talk to her about the account?
It is an Individual account. I have never authorized them to talk about the account with him. My husband has a separate account with them, When my husband called to make a payment they asked him when I would be making a payment, gave him the balance on the Loan and had him make a payment on my account.
What type of loan company is this - a bank or what?Do you also have checking or savings accounts with the lender?
Personal Loan Company not a bank.I have no checkig or saving account with the lender.
Then they violated your right to privacy and you can file an Civil Action against them.In fact, Louisiana recognizes all four common law invasion of privacy claims: intrusion upon solitude or seclusion, public disclosure of private facts (e.g., unreasonable publicity given to one's private life), false light privacy (e.g., publicity that normally places the other in a false light before the public), and appropriation of one's name or likeness. So you have substantial causes of action against them they only question would be your damages - did it cause you specific economic damages.Certainly you would win - but the question is - how much???
DISCLAIMER: Answers from Experts on JustAnswer are not substitutes for the advice of an attorney. JustAnswer is a public forum and questions and responses are not private or confidential or protected by the attorney-client privilege. The Expert above is not your attorney, and the response above is not legal advice. You should not read this response to propose specific action or address specific circumstances, but only to give you a sense of general principles of law that might affect the situation you describe. Application of these general principles to particular circumstances must be done by a lawyer who has spoken with you in confidence, learned all relevant information, and explored various options. Before acting on these general principles, you should hire a lawyer licensed to practice law in the jurisdiction to which your question pertains.
The responses above are from individual Experts, not JustAnswer. The site and services are provided “as is”. To view the verified credential of an Expert, click on the “Verified” symbol in the Expert’s profile. This site is not for emergency questions which should be directed immediately by telephone or in-person to qualified professionals. Please carefully read the Terms of Service (last updated February 8, 2012).