Please help me. I have a been charged for none payment of a hearing aid which I bought 2 years ago. My husband died, and I was unable to keep up the payments because I am disable. Since then I have remarried, and my new husband is willing to pay off the dedt. The problem is that there demands seem unreasonable. They want $2,607 plus interest of $1017, and $150 court cost to inclued 4.75% post judgment interest. Please advise. Cherry Collazo
Country relating to Question: United States
State (if USA): Florida
don't know how to proceed
Hi, thank you for asking your question on JustAnswer. The other Experts and I are working on your answer. By the way, it would help us to know:Has the suit actually been filed in the court?
Has a judgment been taken in court?
yes I have been asked to court for a pretrial hearing
Hi, thank you for asking your question on JustAnswer. The other Experts and I are working on your answer. By the way, it would help us to know:Did you ever file an answer to the suit after it was filed or did the plaintiff take a judgment by default?
I have not answered suit
Dear JACUSTOMER - If you are still within the time to answer, generally 20-30 days after you receive the suit then you should at least file an answer otherwise the plaintiff can obtain a judgment by default. You can also try to negotiate with the plaintiff to see if they will accept some lump sum payment for around 50-60% of the total. All lawsuits claim as much as they can with court costs and interest etc. but most creditors will also accept a lot less if an offer is made as a lump sum. If you want to try to set up payments you will likely spend a lot more over time. If your husband is willing to assist then you may want to see how much he is willing to offer as a lump sum and see if you can get this settled. In the meantime you should at least file an answer before you have to go to court.
25 years experience in general law, including real estate, criminal, traffic, and domestic relations
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