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Please help me. I have a been charged for none payment of a hearing aid which I bought 2 years ago. My husband died, and I was unable to keep up the payments because I am disable. Since then I have remarried, and my new husband is willing to pay off the dedt. The problem is that there demands seem unreasonable. They want $2,607 plus interest of $1017, and $150 court cost to inclued 4.75% post judgment interest. Please advise. Cherry Collazo
Optional Information: Country relating to Question: United States State (if USA): Florida Already Tried: don't know how to proceed
Hi, thank you for asking your question on JustAnswer. The other Experts and I are working on your answer. By the way, it would help us to know:Has the suit actually been filed in the court?
Has a judgment been taken in court?
yes I have been asked to court for a pretrial hearing
Hi, thank you for asking your question on JustAnswer. The other Experts and I are working on your answer. By the way, it would help us to know:Did you ever file an answer to the suit after it was filed or did the plaintiff take a judgment by default?
I have not answered suit
Dear JACUSTOMER - If you are still within the time to answer, generally 20-30 days after you receive the suit then you should at least file an answer otherwise the plaintiff can obtain a judgment by default. You can also try to negotiate with the plaintiff to see if they will accept some lump sum payment for around 50-60% of the total. All lawsuits claim as much as they can with court costs and interest etc. but most creditors will also accept a lot less if an offer is made as a lump sum. If you want to try to set up payments you will likely spend a lot more over time. If your husband is willing to assist then you may want to see how much he is willing to offer as a lump sum and see if you can get this settled. In the meantime you should at least file an answer before you have to go to court.
Experience: 25 years experience in general law, including real estate, criminal, traffic, and domestic relations