Good morning,

I'm sorry to hear of the situation.

While a bond company will indeed pay the losses of an insured for theft, that theft must first be proven. This can happen in one of a couple of ways.

When you filed the theft report with the police, and when she is convicted of the theft, the bond company will pay you back. Or, in the alternative your parents may file a civil suit against the former employee for theft and get a judgment against the employee for the loss---and again the bond company will then pay the loss.

The bond company is simply taking the position (presumably, along with the employee) that the employee did not steal the property and demanding that you prove that she did. This is legally allowed, I'm afraid.

I hope you found my answer informative, even if the law is not in your favor, and that you will click on the GREEN ACCEPT and/or the HAPPY SMILEY FACE button above for my answer. Because I help people here, like you, for a living---this is not a hobby for me, and I sincerely XXXXX XXXXX abiding by the honor system as regards XXXXX XXXXX I wish you and your family the best in your respective futures. Your question will not close, and you will still have the opportunity to follow-up if needed.

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Thank you.

Doug