What is an "abstract lien" and can they attach my money market or checking accounts? What is the best way to deal with this?
State/Country relating to Question: California
Was supposed to have a court date to set court date, but found "case closed" and "abstract judgement".
Hello,An Abstract of Judgment in California is when a Judgment Creditor places a lien on real property, like your home. The abstract of judgment is recorded in the county recorder's office where the property is located. Prior to the property being sold, the judgment has to be paid. In other words, it clouds the title. The process for levying your bank account is different - the debtor has to get a Writ of Execution from the court. Let me know if you have any other specific questions! I hope this helps. If my answer has been informative, please click the green Accept button, as I will not receive credit for my response unless you do so. I am happy to answer follow up questions. After you hit Accept, type your response and hit reply, and I will get right back with you. Thanks again!I love working with the same customers, as this provides a better experience for you. You can now go DIRECTLY TO MY WEBSITE, WWW.LAWBEAGLE.COM, and enter your questions directly into the Just Answer boxes there. Don't forget to book mark it. If you prefer to enter your questions on the just answer site, but would like to request me, simply put "FOR LawBeagle" at the beginning of your future questions.______________________________________________________________________DISCLAIMER Just Answer experts DO NOT provide legal services. In order to obtain a legal opinion or advice, you must retain the services of a licensed attorney located in your state. The answer provided is FOR INFORMATIONAL OR RESEARCH PURPOSES only, and does not constitute legal advice or a legal opinion AND SHOULD NOT BE RELIED UPON TO MAKE LEGAL DECISIONS. FURTHERMORE, by clicking Accept or viewing my response, you agree that this response WILL NOT be used to obtain credit at any institute of learning and is for background or research purposes only. YOUR QUESTIONS AND MY RESPONSE ARE NOT CONFIDENTIAL, as they are viewable by the public. No attorney-client relationship is formed. By viewing my response, and/or clicking the "Accept" button, you are agreeing to these terms.Let me know if you have any other specific questions! I hope this helps. If my answer has been informative, please click the green Accept button, as I will not receive credit for my response unless you do so. I am happy to answer follow up questions. After you hit Accept, type your response and hit reply, and I will get right back with you. Thanks again!
Real Property? Would that also include automobiles?I would like to negotiate a settlement on this case. What is the best way to go about doing so? And what should I get in writing as proof of settlement? Thank YOU.
Hello,No, real property is like a home or a piece of land. An automobile is personal property. You can negotiate a settlement by contacting your creditor. They may be less willing to negotiate with you now that they have a judgment. You will need to get a release of the judgment lien if you do settle. Thank you, XXXXX XXXXX hit the green Accept button so I receive credit for my response!
Just for clarification. Contact the creditor (credit card company) or the law firm that handled the case?
The law firm would have the most current information. Thanks!
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