Garnishment of Bank Account - State of Georgia
I just recieved a copy of Affidavit for Regular Garnishment. Plaintiff is American Express. Garnishee is First Citizens Bank. Filed in State Court of Gwinnett County (I live in Hart County). notice to First Citizens Bank, Duluth. (I do use First Citizens bank in Hartwell, Hart co)
info: my deposits into my personal bank account are from a county government pension from Glynn County Ga. I do co-own a business but I am not considered an employee
and do not recieve pay from it.
1) does this mean they can just take my money whenever they want it indefinitely and leave my account at 0 ??.. seems like I would simpy close the account if that is the case. I would definitely not put money in it !! There is very little in it now.. about $300.. I plan to stop my direct deposit into this account asap.
2) can they take someone else's money if I am on their account. i.e. my roommate..
3) can they freeze my business account that is a partnership?
First Citizens does not hold any mortgages, car loans
, etc only bank accounts
this is for credit card debt and I have been battling back and forth about it for over 2 years.. They have gone through Hart courts and Clarke County courts and apparently found satisfaction with gwinnett County..