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C.Fortunato
C.Fortunato, Attorney
Category: Legal
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Experience:  Admitted NYS Bar, member ABA, NYSBA, NYCBA, QCBA, Licensed Real Estate Broker
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Are secondary credit numbers legal to use for personal cre

Resolved Question:

Are secondary credit numbers legal to use for personal credit
Submitted: 5 years ago.
Category: Legal
Expert:  C.Fortunato replied 5 years ago.

Hi JACustomer,

Yes - secondary credit numbers are legal to use for obtaining personal credit.

 

I think this is what you wanted to know. If not, please let me know.
Thank you.

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Customer: replied 5 years ago.
OK then you are saying I can go establish a new credit file and obtain credit with a secondary number and use it as long as I intend on paying all the bills even though i have judgements on my ss number credit file record.
Expert:  C.Fortunato replied 5 years ago.
Yes - that is correct. The only restriction is that you are not allowed to use a secondary credit number with the intention of committing fraud. If your intention is to pay all new credit obtained using the new number, then it is legal.
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