Have Legal Questions? Ask a Lawyer Now.
Hello. Thank you for using JustAnswer.
Under federal law, up to 25% can be garnished from your take-home pay. No more. So, if one garnishor is taking the full 25%, there can be no further garnishment.
If, however, one garnishor is taking 20%, then another garnishment can take up to 5%, but no more.
The IRS has priority. So, even if the garnishment expires after 120 days, which it can, the IRS can and will simply refile and kick any other garnishor out of line. But, that's not you or your employer's problem. The garnishors must fight it out.
If the IRS has a valid garnishment at this time and it is the full 25%, then the employer can not garnish any additional amount.
Please let me know what follow-up questions you have. If my above responses have been helpful, please click Accept so that I get credit for the time/effort. You may always restart the thread and ask follow-up questions at any time by clicking the “Reply” button at the bottom of the question/answer thread. You can access this thread later in your profile under the “My Questions” tab.
Checking with our acccount for more info.