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Under federal law, up to 25% can be garnished from your take-home pay. No more. So, if one garnishor is taking the full 25%, there can be no further garnishment.
If, however, one garnishor is taking 20%, then another garnishment can take up to 5%, but no more.
The IRS has priority. So, even if the garnishment expires after 120 days, which it can, the IRS can and will simply refile and kick any other garnishor out of line. But, that's not you or your employer's problem. The garnishors must fight it out.
If the IRS has a valid garnishment at this time and it is the full 25%, then the employer can not garnish any additional amount.
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