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Did you read my question or do I need to type it here?
I am typing your answer one moment please
ok thank you
It is illegal to threaten criminal action to collect a debt. Investigator Wilcox is the debt collector and you appear to have an action against him under the FDCA based upon his illegal threat It is a violation of the Federal Fair Debt Collection Act (FDCA) for a debt collector to use unfair tactics such as harassment, false statements, notify third parties or threaten acts they cannot legally undertake. You may file suit in Federal Court for each violation of the Act. I have attached the link to the FDCA for your review. Federal Fair Debt Collection Act link: http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm
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My only other question is about the other company (the mediation company). They are the ones stating the warrant will be issued....can they do this? I don't think this is something that I owe but just say that it is and I'm not aware of it. I've asked them to send me a copy of some sort of proof stating I owe this. They tell me they can't but if it's not paid then the warrant will be issued. is this lawful?
I believe the mediation company is the debt collector..that's the way I'm taking it
it is not lawful – in fact it's a criminal offense to extort money.
You have the right to receive verification of the debt
only a court can issue a warrant – a mediation company or collection company or creditor cannot issue a warrant
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