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Richard, Attorney
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Experience:  Attorney with 29 years of experience.
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IN FLORIDA-should I file for bankruptcy first and then allow

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IN FLORIDA-should I file for bankruptcy first and then allow my home to go into foreclosure or should I do it the other way around and what are my remaining liabilities after your recommended process?

Good morning. It makes no difference. Either way, as long as you include the debt in the bankruptcy, it will be discharged.



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Customer: replied 5 years ago.

When you say "include the debt" are you referring to the mortgage, the 55,000 or both? want to include everything that you want discharged. It would do away with the mortgage...the lender will still have its lien and can still foreclose, but you won't have any personal liability for any deficiency.
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